It is increasingly clear that as Americans, we are members of a pet-crazy nation. Last Thursday was more than just Thanksgiving Day: at noon, it was time for TV’s 18th annual presentation of the 2-hour National Dog Show. Dewey Beach, DE viewers who tuned in to NBC got ringside views of the pick of the litters of some of the 196 breeds recognized by the American Kennel Club. AKC’s own cable network motto is “sit! stay! watch!”—but despite the fact that it was televised on NBC (a network lacking such a stern command on its viewers), the annual affair was certain to be seen by a sizeable Dewey Beach, DE audience.  

Viewers were treated to first glimpses of three just-recognized breeds: a Barbet (curly French water dog), Belgian Laekenois (known for having been trusty messenger dogs in WWI and WWII), and the Dogo Argentino (a South American wild boar- and puma-hunter). Dewey Beach, DE homeowners whose yards are unfrequented by wild boars or pumas, and whose messages are adequately handled electronically, might not have detected any relevant Dewey Beach, DE real estate connection with these or any of the other breeds. But they would have been mistaken—especially if they are planning to list their home anytime soon. Just ask the National Association of Realtors®.

This year, the NAR’s research group published a downloadable research pamphlet addressing American homeowners’ fascination with dogs and cats. It was entitled “Animal House” (the full title includes “Pets in the Home Buying and Selling Process”). The authors make a convincing case for why canny home sellers increasingly recognize that pet accommodations are part of many buyers’ decision-making matrix. The statistics are pretty overwhelming:

·         68% of clients say that community animal policies influenced their decision to rent or buy.

·         43% of households would be “willing to move” to accommodations that are better for their pet(s).

·         18% of Realtors have represented clients who moved solely because of their animals.

·         Only 34% of U.S. households do not currently have (or plan to have) a pet!

If you are getting ready to become one of this year’s Dewey Beach, DE home sellers, it’s clear why it’s a good idea to keep “pet-friendliness” in mind.

Offering actionable advice on what moves today’s Dewey Beach, DE buyers is one of the many ways I help clients prepare their properties for a speedy sale. I hope you’ll call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at

Sometimes, the timing for when to list your Dewey Beach, DE home is pretty much dictated by circumstances. Whether they be personal or professional changes that call for a move, when to list is (as politicians say) "baked in." When to list can't be rescheduled.

When that isn't the case—when the timing is solely up to you—there are two ways to look at the decision. One of them is controversial.

Controversial: timing by season. Although many commentators do seem to come down on the side of listing for real estate's busy season, there are reasonable arguments that counter it. Statistics do prove that the majority of transactions are initiated during good weather. During the spring and summer months, when the sun shines the longest, buyers tend to have more optimism (and possibly energy, although that's debatable). There are definitely more prospective buyers during the peak real estate season—and they're out in the neighborhoods house-hunting.

Yet from the seller's point of view, it's also true that there is more competition from other Dewey Beach, DE homes for sale. The peak season nay-sayers can also argue that prospective buyers who do their house-hunting in poor weather are demonstrably highly motivated—making for fewer looky-loos and more committed prospects.

Non-Controversial: listing when you're ready. If 2020 has demonstrated anything, it is how ignoring the traditional real estate calendar can sometimes work out nicely. This year, the "peak" for national home sales has taken its sweet time getting here. It has been on its own schedule—one that nobody could have predicted a year ago. What hasn't been debatable is what knowledgeable financial commentators have long recommended: when your house no longer fits your lifestyle and/or your financial circumstances indicate that a move will be advantageous—that's the calendar you should pay attention to.

After the sale is completed, in retrospect, the right time to list your home will have been when your ultimate buyer was looking for a house like yours. That might be more likely when more shoppers are active—yet the persistent fact that many sales seem to be finalized toward the end of the year argues otherwise. The truth is, when you are ready to move on, emotionally, and financially, it's always the right time to list your Dewey Beach, DE home. It's also the right time to give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at

Ask any grandparent: “is it actually true that Dewey Beach, DE mortgage rates averaged more than 18%?” They’ll tell you. It happened. And that was less than 40 years ago.

The reason to revisit such an unimaginable scenario isn’t that anyone expects Dewey Beach, DE mortgage rates to repeat that history anytime soon (or anytime, period). It’s useful to recall because the current era of incredibly low home loan rates has been going on long enough that it’s beginning to seem to be the natural order of things.

Psychologists recognize the human tendency called “normalcy bias”—the inclination to overestimate the likelihood that current circumstances will continue. That would be harmless enough, were it not for the fact that it leads otherwise rational humans to discount the possibility of change—even if a threatening change could be avoided. In the current instance, the cozy financial climate made possible by the succession of low mortgage rates could lull would-be homebuyers (especially first-timers) into missing opportunities that might not be repeated.

The risk embodied by this particular normalcy bias comes into focus when you review just how infrequently the current rate environment develops. Quasi-governmental mortgage backer Freddie Mac publishes the benchmark PMMS (Primary Mortgage Market Survey) statistics. They show that the 30-year home loan interest rate over the past two years has averaged a benign 3.8%—ending with the most recent rate (last Thursday): an extraordinary 2.88%.

Based on the past two years’ experience alone, it might be tempting to stand by to wait for even lower rates. But that would be less reasonable if the Big Picture is taken into account. When you look at the entire history since Freddie started keeping track, you find that the average rate since 1971 is 7.4%—double what has seemed so normal recently. In contrast to the actual historical norm, the past two years’ “normal” averages amount to something like a continuous succession of 50% fire-sale discounts!

The psychologists frequently discuss “normalcy bias” with another phenomenon, “analysis paralysis.” Given 2020’s deluge of nearly overwhelming, never-before-seen events, the combination of the two could certainly make understandable holding off on any major initiative (like buying and selling a home). That’s understandable—even if once-in-a-lifetime opportunities present themselves. At any rate, it’s at least a serious thought on whether this fall could be a rare opportunity for your own Dewey Beach, DE real estate initiative. If you’d like to discuss current possibilities, I hope you’ll call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at

The first words of last week’s Realtor Magazine title were reassuring to area homeowners with homes currently included in the Dewey Beach, DE listings: “Sellers Are Calling the Shots…” For most regions across the U.S., that’s become apparent as the summer wore on.’s Chief Economist elaborated: “Prices are rising, and housing inventory is vanishing as fast as it appears.”

The following details bore him out. The Housing Market Index hit 107.7 for the week ending September 5th—nearly eight points higher than January’s. Significantly, that’s the pre-pandemic baseline figure. Median listing prices were up 10.8% annually, comprising the fastest pace of growth in more than two years.

Homeowners mulling the prospects should they decide to add their properties to the Dewey Beach, DE listings would also have been encouraged by the shortening of U.S. Days on Market: 12 days fewer than a year ago.

Even so, the full title of the RM commentary introduced a question not seen recently: “Sellers Are Calling the Shots, But for How Much Longer?”

The note of uncertainty was due to a pair of housing indicators. For one, housing demand had “cooled slightly.” For another, inventory had “shown improvement”—but that, too, only slightly. Inventories were still below the pre-COVID-19 baseline.

The writer admitted those slight turnabouts in the indicators experts watch might not amount to much. “This could be a hiccup in weekly activity,” was one possibility. On the other hand, “they could signal a shift in market dynamics…” That could make sense, given the uncertainties of the “political, economic, and health-related” factors.

For homeowners who’ve been on the fence about whether now is the time to join the Dewey Beach, DE listings, those future uncertainties could be reason enough—especially if the description of the U.S.  market is on target: “…homes are sitting on the market for much less time, despite notably higher price tags.”

The national trends are informative—but not nearly as relevant as what we are experiencing locally. For a no-obligation, pinpointed rundown of results being registered by homes comparable to your own, I hope you’ll give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at