Why Lewes, DE Realtors® Earn their Place as the Peoples' Choice

It wasn't too long ago that we revisited the famous list that cites the more than 230 critical actions that Realtors® may be called upon to perform for their clients. That fabled list continues to attract web traffic, principally owing to its popularity with agents who like to reprint it. As previously noted, it is a little bit hyperbolic: no Realtor is ever called upon to perform hundreds of services in any single transaction. Dozens (even many dozens), yes; hundreds, nyet!  It wasn't too long ago that we revisited the famous list that cites the more than 230 critical actions that Realtors® may be called upon to perform for their clients. That fabled list continues to attract web traffic, principally owing to its popularity with agents who like to reprint it. As previously noted, it is a little bit hyperbolic: no Realtor is ever called upon to perform hundreds of services in any single transaction. Dozens (even many dozens), yes; hundreds, nyet! Nonetheless, the list is useful for enumerating the many obscure technical facets that may require immediate attention at some point in the process that Lewes, DE homeowners set in motion once they list their homes. Sealing a transaction that will permanently withstand any challenge requires nothing less. By definition, unlicensed novices who don't eat, sleep and breathe real estate can’t be familiar with the latest legal and regulatory real estate minutiae. They are unlikely to have the knowledge and experience that enables them to foresee and avoid all of a sellers' potential liabilities. Nor are they often skilled in mastering the mechanics of closing. When they lack access to the up-to-the-moment Lewes, DE market results, they will be handicapped when it comes to devising a winning marketing blitz.One other creative element that the best Lewes, DE Realtors provide comes only with experience. It's vital early on, when a homeowner first decides that the time to sell is now. It is the accumulated memory that goes with accompanying potential buyers on hundreds of showings that enables the agent to experience the property the way buyers will. This produces invaluable advice on which features give the seller’s house extra appeal—and which will return the investment if they are brought up to current competitive Lewes, DE standards.It's my good fortune to belong to a profession that lets me dive into every new selling project with zest and vigor—and confidence in the excellent result to come. Call me! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com.
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How Fannie Mae News Expands the Ranks of Lewes, DE Buyers

Potential home buyers and the sellers whose properties already appear in the Lewes, DE listings recently got a piece of good news. For them—as well as those deciding whether to wait for next spring’s traditional busy season—the announcement came from mortgage finance giant Fannie Mae. It’s bound to increase the number of consumers who qualify for the low mortgage interest rates that bring monthly payments within reach of house-hunters. And the change that’s coming won’t be delayed until next year—it’s almost here already.
Fannie is the quasi-governmental behemoth that backs up mortgage lenders. For many Lewes, DE consumers whose borrowing histories were insufficient, the previous guidelines made it difficult to gain approval at attractive rates—or sometimes, at all. This was extremely frustrating for current renters who have long paid high rents in full and on time, often in amounts that would be comparable to today’s mortgage payments. They could see Lewes, DE listings that feature homes they really could afford, but since landlords aren’t automatically part of the credit reporting system, their creditworthiness was not demonstrable.
That situation is about to be alleviated: Fannie is going to make it easier for lenders to factor in rent payment histories. Beginning in three weeks, Fannie will allow home loan applicants to give permission for their bank account information to be shared. That will allow rent payments to be factored into credit decisions. The effect for potential buyers and their future Lewes, DE home sellers is to expand the number of qualified buyers. It won’t actually lower the bar for credit approvals, but it will make the process more reflective of a buyer’s true reliability—and their ability to finance a purchase.
The change will go into effect on September 18, with twelve months of steady rent payments helping applicants qualify for mortgages. Call me for details about this and any of the other changes that are affecting today’s sellers and buyers! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com.
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7-Question Quiz: Choosing a Veteran Lewes, DE Realtor®

A (slightly tongue-in-cheek) Multiple choice quiz:

Select the BEST REASON WHY you should be sure to hire an experienced Lewes, DE Realtor®:

1.      The best reason is because, using the web,

a.       —your printer might run out of ink before you can print out a list of today’s Lewes, DE open houses

b.      —some current and upcoming homes for sale might not appear online

c.       —your screen might not perfectly reproduce the Lewes, DE listing’s paint colors

2.      The best reason is because real estate language

a.       —has too many double negatives

b.      —is full of semi-arcane jargon and acronyms

c.       —makes some “s”s  silent while pronouncing some “th”s as “z”s.

3.      The best reason is because, in formulating an effective offer,

a.       —do-it-yourself house-hunters may forget to include sales tax

b.      —Realtors specify deadlines that allow enough time for inspections and contingencies

c.       —real estate pros are able to give out pens with their phone numbers on them

4.      The best reason is because licensed Michigan real estate agents

  a.   —know routes that avoid the slowest stoplights

  b.   —must adhere to all Michigan state legal strictures

  c.   —drive comfortable autos  

5.      If you are selling your Lewes, DE  home, the best reason is because

a.        —they can give out pens with your phone number on them

b.       —they know how to devise and execute an effective marketing plan

c.        —they will suggest an inflated asking price so that you’ll give them your listing

6.      If you are buying, the best reason is because 

a.          —they can convince you to ignore gaping defects 

b.         —they can connect you with everyone in Lewes, DE: the best mortgage brokers, real estate attorneys, home inspectors, etc.

c.          —they will answer your phone calls, sometimes 

7.      In negotiations, the best reason is because 

a.       —they know jokes that put everyone at ease

b.      —they bring negotiating chops that only experienced professionals develop

c.       —they employ a ‘prove me wrong’ demeanor  

When you hire a true Lewes, DE real estate professional like me for your buying or selling endeavor, you make the same decision that nine out of ten U.S. consumers do. Meantime, as you probably guessed, the answers to all seven questions are “b.” Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com.

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Ten Trivia Questions for Lewes, DE’s Independence Day

 Lewes, DE’s Independence Day falls on Sunday this year—but you can be sure that many Lewes, DE residents will want to also take advantage of Monday’s federal extension of the holiday. We frequently hear that the nation is in danger of allowing the entertainment aspects of July 4th celebrations to overshadow the meaning of the holiday. Picnics, patriotic parades, nighttime concerts, and fireworks are what young and old enjoy about the Fourth, but—sure—they do compete with the holiday’s historical significance.   

One way to preserve both the historical and amusement elements of this July 4th’s festivities is to play a round or two of Independence Day Trivia! You can download scads of such trivia questions from dozens of websites, but here are 10 good ones to get things started (some are challenging):

Which U.S. President hosted the first Fourth of July celebrations?

What food is served most often at Independence Day parties?

Where was the original Declaration of Independence stored during World War II?

On what date in 1776 did the Founders vote to declare independence?

It’s well known that Jefferson and Adams died on the same July 4th day. Who was the third President to die on July 4th?

Two of the most important figures of the American Revolution shared the same first name. What was it?

Which colony was not part of the original 13?

Jefferson was how old when he wrote the Declaration?

What patriotic song was originally used to mock American soldiers?

How old will America turn on this year’s Independence Day?

Happy Fourth, Lewes, DE!

 

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Answers: 1-Thomas Jefferson   2-Hot dogs   3-Fort Knox   4-July 2   5-James Monroe in 1831

                6.-George (England’s King & Washington)   7.-Vermont, (admitted in 1791) 

                8.-33 years old   9.-Yankee Doodle   10.-245 years

 

Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com.
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