The U.S. News & World Report weighed in last week with a quite useful list: housewarming gift ideas that are both thoughtful and practical. The entire list ran to 15 entries—some less appropriate than others (right now, the “hummingbird feeder” might be more appreciated come springtime)—but for most Lewes, DE readers, on the whole, it presented a very useful compendium.

It spurred a wider search for other lists that have appeared in recent years. Here, in addition to some of the U.S. News ideas, are ten good ones:

1.      Customized return address stamp or stickers.

2.      Personalized doormat.

3.      A choice item from a favorite local Lewes, DE business.

4.      Cooking herb planter.

5.      Step stool.

6.      Keyholder (a tray, bowl, or set of hooks).

7.      Personalized wine opener.

8.      Engraved cutting board.

9.      Pineapple candle (there are all sorts of these, from shaped candles to beautiful glass-enclosed varieties).

10.  Decorator measuring cup or spoon sets (Google these: many are really handsome).

Keep in mind that these ‘housewarming’ gifts can also be thoughtful ‘thinking of you’ gifts for any occasion—even for just dropping by for a socially-distanced-but-too-long-delayed visit. These days, considerate gestures are more welcome than ever. And remember, when you’re looking forward to becoming a recipient in your own future Lewes, DE housewarming situation, I hope you’ll call me to help create it! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at

Last week a thought-provoking article appeared on (the leading news channel for the payments industry). In case you’re one of the Lewes, DE residents who’s never even heard of the payments industry, you aren’t alone: it’s the ensemble of companies and workers who process and transmit credit and debit card data. When you think about the astronomical number of transactions sent and received every second throughout the world—and how important it is that they are flawlessly transmitted and stored—you get the picture. These pros register what’s going on as it’s going on: they are the gatekeepers.

The article in question dealt with the “own-to-rent” phenomenon and its impact on residential real estate sales—Lewes, DE sales included. It pointed out that the current economic dip isn’t at all like the 2008 crash that triggered the Great Recession, when “the U.S. housing market more or less fell into a gutter, where it remained for years.” The spectacular contrast is in the resilience of residential real estate: “a home-buying boom.”  

By way of breaking down where the buyers are coming from, PYMNTS points out, “Clearly, young households not only want to become homeowners, but they are actually doing it.” In June, for instance, the proportion of buyers younger than 35 rose to the highest level in almost 12 years. The payment pros are reporting that not only are home loan applications up significantly—there is also a rise in average loan sizes.

 That’s where the “own-to-rent” theme comes in, summed up in a homey observation made by one financial CEO: “There is a common experience that millions of people go through, which is they are starting to move, and it’s time to sell the home they live in, and they say to themselves, ‘Wait a minute, this is my best investment. What kind of an investor just walks away from their biggest best investment?

Hence, the decision to own-to-rent: keep the old house and move to the new one. For Lewes, DE homeowners who have reached the same conclusion, it’s reassuring to know that the folks who track financial comings and goings are remarking on the same trend.

Whether your next move involves selling and buying (or just one of those), I’m here to help make it happen with a minimum of hassle. Call me! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at

You don’t have to rely on psychologists to know that moving your entire Lewes, DE household can be one of life’s more taxing events. Early on, well before you have firmed up a moving date, rather than just fretting about the impending high-tension move, there are a number of simple advance steps you can take to make the big day less grueling:

·         Start to stockpile cartons and packing materials…all those Amazon cartons will come in handy!

·         Begin packing all the things you won’t need to access before the move: holiday decorations, family photos, books, seldom-used kitchen items, etc.

·         As you pay utility and credit card bills throughout the month, make a list of the regular services you’ll need to terminate.

·         If you will be using professional movers, interview and select a reliable firm well in advance (pay most attention to recent online reviews).

·         Start to sell or donate items you won’t need at the new place.

Once moving dates are set:

·         Contact the movers to reserve the date.

·         Using the list of services you prepared earlier, notify existing providers of the cut-off date—and establish accounts for your new address.

·         Complete a post office change-of-address notification form. You can do it online here.

·         Clear an area for collecting the items you use every day. On moving day, these will go into an “Unpack First” carton.

Avoiding moving day freakouts is a matter of minimizing the number of last-minute surprises. The value is more than just lowering stress when the big day comes—it’s the tried-and-true way to get the most out of what can and should be the ultimate goal: getting to enjoy the first day in your new home. Call me for what I can guarantee: top-notch assistance with every step of your Lewes, DE real estate experience! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at

 The bright economic news that began this summer may have wilted a bit in the July heat, but as the month draws to a close, Lewes, DE real estate watchers have reason to doubt that some of the more dour expectations will materialize. Especially worries about a possible replay of the Great Recession’s rush of foreclosures seems improbable for a number of powerful reasons.

First, vastly divergent conditions underly the two downturns. The 2007-2009 recession was triggered by faults in the global financial system—especially the overextension of credit that culminated in the subprime mortgage fiasco. The current pandemic broke out amidst economic circumstances that couldn’t have been more dissimilar. In the U.S., at least, the underlying economic picture had been steadily surpassing a series of all-time highwater marks. The significance of those strengths was quickly demonstrated by the record-breaking snapback in employment statistics.

The CARES Act’s swift enactment of home loan forbearance for consumers experiencing financial hardship has also forestalled a foreclosure flood. The original 180-day protection has been further reinforced by the 180-day extension for homeowners who request it. Already in April, the effect was noteworthy: a record 73% drop in foreclosure starts. There’s ample reason to suspect that the total of up to 360 days’ forbearance should provide enough time for distressed homeowners to recover their economic footing.

But probably the greatest reason why a foreclosure avalanche is less likely is the dissimilarity in the profiles of the at-risk mortgage holders. The Mortgage Monitor calculates that a full 77% of the homeowners now in forbearance have at least 20% equity in their homes—that’s a stronger average than for all homeowners in 2008. People with that level of ‘skin in the game’ are significantly less likely to abandon that equity.

The last reason Lewes, DE real estate seems unlikely to replay the last decade’s experience is evidenced by the strength of today’s market. If you are one of Lewes, DE’s homeowners curious about the prospects for your own property, call me for the specifics on how comparable homes are faring in this summer’s market!  Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at