North Bethany, DE real estate investors who are taking a hard look at this autumn’s North Bethany, DE listings can be counted on to have some blend of two objectives in mind. They’ll be looking for a property that will bring in cash on a regular basis, or one that grows in collateral value over the long haul—or some combination of both. Experienced investors can do a quick estimate of how most North Bethany, DE properties will meet their objectives—although they will be working through more exact projections once they’ve winnowed the field down to a few candidates.

If financing is to be involved, the acronym “DSCR” enters the picture.

The DSCR (Debt Service Coverage Ratio) won’t matter if the investor plans to pay cash upfront or will apply for a loan based on his or her personal assets and income. But if the loan will be collateralized on the investment property itself, its DSCR will be key.

It's a calculation that makes perfect sense. Using Motley Fool’s broad definition, it is the quotient of the investment property’s NOI (net operating income) divided by its debt obligation.

That means that a DSCR of 1.0 is a shorthand way to describe a break-even situation—one where the investment can exactly pay for itself with nothing left over. If the DSCR is accurate, such an investment property stands to build equity without costing the investor anything beyond the original down payment.

Similarly, a DSCR of less than 1.0 means that the investor will have to add cash to keep the investment above water; just as a DSCR of more than 1.0 means it generates cash in addition to paying its own way.

Motley Fool says that most lenders want to see a ratio of at least 1.2, which would provide enough of a cash flow cushion to allow the bankers to sleep at night. North Bethany, DE investors want to sleep at night, as well—so North Bethany, DE investment properties that pencil out with DSCRs of 1.2 or better look appealing to them, too.

I’m here to help you discover and secure North Bethany, DE investments that fit your objectives. To get started, it’s even simpler than figuring a DSCR: call me! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com

Luxurious bathrooms are getting to be a staple in nearly all the new homes being built today. For future sellers whose older North Bethany, DE homes come up short in that department, an upgrade may be warranted—giving rise to a relevant question about which features are most likely to attract future homebuyers.

Earlier this month, The National Association of Home Builders issued a press release that addresses the issue. It summarized the findings compiled in their What Home Buyers Really Want publication—an exhaustive breakdown of the findings in the NAHB’s national survey of prospective buyers. The survey documents significant deviations in the features different American generations value—particularly when it comes to bathroom features.

It is fairly unanimous that all age groups would value having both a stall shower and a tub—but three-quarters of Millennials list a double vanity as their second most sought-after feature. Preceding generations (broken down into GenXers, Boomers, and Seniors) find that less compelling.

The greatest bathroom preference disparities between young and old appeared in four areas—

·         Dual toilets in the master bath

·         His and Her baths

·         Color vs. white toilet, tub, and sink

·         Whirlpool tub

    with the youthful respondents showing markedly greater partiality for dual accommodations, splashes of color, and whirlpools.

As a practical matter, when sellers consider remodeling their existing bathrooms, space limitations render some upgrades impractical. But for North Bethany, DE homeowners who are contemplating a bathroom remodeling project anyway, as a growing number of younger buyers populate the buying public, their preferences may be worth considering.

 I’m here to weigh in on today’s North Bethany, DE market and how your property stands to achieve its best result. Call me! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com

Every serious house hunter is aware that the North Bethany, DE neighborhood surrounding any house has a significant effect on its ultimate value. It follows that the future of a neighborhood will have a measurable impact the future value of the properties in it.

Part of the reason not much emphasis is given to this factor is the difficulty of gauging a neighborhood’s future prospects. That’s especially true for homebuyers who are new to the area. Yet there are ways to scrutinize neighborhood characteristics for indications that augur well…or which point to a future which might not be headed in the right direction. Here are four such factors:

1.      Incomes. Strong average household incomes are indicative of more than just the current bankrolls of the neighbors. Higher incomes are good bellwethers for households likely to maintain attractive landscaping—and to make future renovations to their properties.

2.      Home price histories. For properties currently listed in the same neighborhood, noting their online price histories can reveal more than just an upward trajectory—most homes in North Bethany, DE (indeed, almost everywhere in North Bethany, DE) are now showing growth. The relative size of those price rises can reveal the most up-and-coming neighborhoods.

3.      Schools. Good schools attract the kind of family-oriented homeowners who tend to create attractive neighborhoods. There are two corollaries, too: first, the best schools are more likely to remain top-rated. Second, schools that are known to be rapidly improving are more likely to reward the properties in their area with better than average value appreciation.

4.      Rental ratio. Since homeowners take more pride in their property’s appearance than do tenants, a higher owned-to-rented percentage usually corresponds with a neighborhood’s likelihood of better-than-average value appreciation.

A number of other factors can impact a neighborhood’s future: safety, proximity to employment opportunities, walkability, or even evidence of remodeling activity and new construction—they are all indicators. Another reliable way to evaluate North Bethany, DE neighborhoods is to team with a knowledgeable veteran North Bethany, DE Realtor®—one who knows our area top-to-bottom. In other words: give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com

If it’s the first time you have ever bought or sold a house, don’t fret if you’ve found yourself procrastinating—who wouldn’t? Most people are at least temporarily paralyzed by the immensity of the undertaking. The same applies to many of North Bethany, DE’s current homeowners whose last real estate foray happened years ago.  

Even so, veteran home buyers and sellers have the advantage of knowing that Job One is to establish a trusting relationship with an experienced North Bethany, DE real estate agent. Experienced folks may do at least some preliminary groundwork—checking out the current crop of properties being offered—but in the end, they know how the single step of teaming with the right agent accomplishes the vital job of removing the guesswork from all that follows.  

The tricky part is identifying the right real estate agent. There’s no shortage of how-to articles on the subject—but in truth, the qualifying factors are simple, logical, and uncontroversial. They break down like this:

·         Experience. Top agents have piloted their clients through these familiar waters many times. They see snags before they arrive—and steer clear of them.

·         Energy. Top North Bethany, DE agents are the real estate equivalent of the Energizer bunny. In the abstract, buying and selling homes is a paperwork job. In reality, it’s that and a non-stop, out-there-in-the-field profession.

·         Teamwork. A true team player is called for because top agents are flexible enough to be able to follow the direction of the client (you: the team captain) while working harmoniously with the full roster of other local North Bethany, DE professionals. They will ultimately include North Bethany, DE tradespeople, fellow real estate brokers and agents, financial industry pros—as well as the regular North Bethany, DE citizens who make up the other side of the transaction.

When you have found the North Bethany, DE agent whose credentials fit the above, there is really only one more qualification to demand: he or she must be easy to get hold of—and easy to talk to (the word “sympatico” comes to mind). You’ll know when you find the right agent.

For starters, there is one surefire way to conquer the urge to procrastinate: give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com