In case you haven’t heard yet, you’d better watch out for 2020’s date-noting anomaly. This quirk was widely publicized on January 1, but for Fenwick Island, DE residents whose holiday focus was limited to Rose Parade floats and football games, it’s worth another mention.

As USA Today scolded, “Stop abbreviating 2020.” That is, if you (like most Fenwick Island, DE check writers) are accustomed to shortening the date by writing only the last two digits of the year (so you would have written “11-15-19” instead of “11-15-2019”), you’d better stop doing that; at least for the remainder of this year. According to legal authorities, the shorthand version could “cost you big.”  

The problem is that in 2020, a date written with just the “20” for the year can easily be altered by simply adding two digits. A check written in 2020 could, by appending “19,” appear to have been dated a year earlier. That creates an easy opportunity for fraud. As one example, a current purchase contract could be made to appear to be a year or two older, with the extra payments now long overdue. Even though you might find it unlikely that you could be victimized, ruling out the possibility is as easy as jotting down the two extra digits.

For anyone transacting Fenwick Island, DE home sale this year, that’s a particularly good idea. The paperwork that flows across the closing table is voluminous—and the importance of seeing that the dates are unassailably accurate goes without saying. However remote the chance that nefarious characters might one day take advantage of the 2020 anomaly, remembering to remove the possibility entirely is well worth doing.

Attending to the myriad details that go with a client’s Fenwick Island, DE home sale is what makes for a successful conclusion. Whether buying or selling, I hope you’ll call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com

Dewey Beach, DE homeowners who regularly watch the “Today” show or Fox Business, or who listen to NPR’s “All Things Considered” on the drive home from work may already be familiar with the views of Liz Weston, a regular contributor to ATC and a number of other leading media outlets. Her best-selling book, “Your Credit Score-Your Money & What’s at Stake” is a years-long bestseller, rating 4+ stars on Amazon. 

Weston, who is also a best-selling author, frequently unearths practical takes on day-to-day household financial matters. One recent research report appeared in nerdwallet.com under the tantalizing title, “The 3 Biggest Financial Decisions You’ll Ever Make.” Unexpectedly, the momentous choices she revealed aren’t directly financial in nature. They don’t deal with things like opening a savings account or picking stock market winners. Instead, all three are key lifestyle decisions that research shows are directly correlated with financial stability:

1.      Education level. Over the 24-year period from 1990 to 2013, the median net worth of the families studied soared for those highly educated—and dropped for the others. The difference between those who didn’t finish high school and two- or four-year college grads was striking.

2.      Marital status. Married people showed almost double the net worth of those who never wed. Even so, —divorced persons were worse off than never-marrieds for as long as ten years after the split.

3.      Homeownership. The decision to buy and retain a home “can have the biggest impact on your wealth.” By the final year of the study, the gap between the net worth of homeowners and others was $195,000 for the homeowners versus $5,400 for renters.

That these lifestyle choices wind up being crucial financially won’t come as a surprise to Dewey Beach, DE homeowners. Helping make the most of that decision is where I come in. I do hope you’ll give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com

 January has often been a month when Bethany Beach, DE homeowners decide to get serious about projects they’ve put on hold during the past year. It’s only logical: most of us tend to regard the annual calendar changeover as a kind of mental departure point. “Out with the old! In with the new!” is more than just a greeting card motto: January has long been a month for committing to major initiatives.

Deciding to sell your Bethany Beach, DE home can be such a project—and when you combine that January milestone idea with the popular acceptance of spring as the key home-selling season, you might think that right now—in mid-January—is the ideal time to begin preparations. In the past, that was often the case. But if the National Association of Realtors®’ latest research is on target, that notion may be passé. For the buyers, at least, the wait is over. For them, spring is already here!

 Research shows that most people think that April is when home buyers start home searches in earnest, but the latest statistics from 2019 show that February was the leader. It racked up the most monthly views per listing. And January was only 1% behind February. In other words, as far as serious homebuyers are concerned, this year’s Bethany Beach, DE homebuying push may already be underway!

The NAR believes that it’s the more competitive housing market that was responsible for the shift to an earlier start last year—and they have reason to believe that trend will continue this year. Their economists speculate that low inventories and rising prices caused searchers to begin their house-hunting early last year. That is only an informed guess, but the practical advice for both Bethany Beach, DE home sellers and buyers who have been thinking about selling this spring is clear from the NAR’s final summary: “the earlier you get started, the better.”

The ‘get started’ part is simple—especially if January is your “in with the new” time of year. Just give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at This email address is being protected from spambots. You need JavaScript enabled to view it., visit more listings at www.beachrealestatemarket.com